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Term Insurance Policy

The Term Insurance Policy

The term life insurance policy is very different from any other life insurance policy. The main reasons for this are that there are only two basic concerns the term insurance policy addresses: the the length of time (the "term") of the term insurance policy and the amount of coverage needed.

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The Term Insurance Policy: Amounts

As you get ready to get your instant life insurance quote, you'll need to choose the amount of coverage for your term insurance policy. This limit is the amount your beneficiaries will be paid, and has a huge bearing on the amount of premiums you will have to pay. It's generally wise to have a coverage amount of 10 times your annual income, but that may be different in your case.

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The Term Insurance Policy: The Term

With a term life insurance policy, you'll have to decide how long you want the policy to last. It's basically a guessing game, but one you should look at carefully to make sure you get what you need.

Here are a few things that might affect the term you need for your life insurance policy:

Make Sure Your Term Insurance Policy is Right

The jargon used in insurance policies can be intimidating and confusing. Don't worry, you have a friend in the insurance business to help. We want to help you make sure your policy term and coverage amounts are right for you. Call our counselors today for a free review of your term insurance policy!

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